Is my mortgage negatively amortizing?

Most fixed P&I mortgages are not—confirm for exotic or legacy products.

Negative Amortization: When Payment Is Too Low

If payment < accrued interest, shortfall may add to balance (loan-specific). Not how standard fixed amortizing mortgages are structured.

Is my mortgage negatively amortizing?: Most fixed P&I mortgages are not—confirm for exotic or legacy products.